Independent Insurance Advisor

Helping Individuals and Families Navigate Health Insurance with Confidence.

Work with an independent advisor for Medicare, health insurance, life insurance, long-term care planning, and retirement protection guidance in a calm, professional setting.

Insurance categories

6

Primary market

Florida + multi-state support

Review style

Education-first guidance

Independent insurance guidance built to educate first and help you make confident decisions
A clean, trustworthy experience designed for older adults, families, and anyone comparing coverage options
Coverage support for Florida residents plus clients in multiple licensed states

Personalized advisor support

Professional guidance built to feel clear, personal, and easy to navigate.

A polished insurance advisor experience with readable content, clear calls to action, and straightforward next steps for seniors and families.

What you can expect

Help understanding Medicare, health insurance, life insurance, and retirement protection.

Comparisons shaped around doctors, prescriptions, budget, and long-term goals.

Support that feels educational, not overwhelming.

Direct contact

727-239-9601

yana.medicarechoice@gmail.com

We primarily serve Florida residents but are licensed to assist clients in multiple states.

Services

Insurance guidance across six core service categories

Each service card connects to a dedicated page so visitors can learn more, compare options, and move toward the right consultation.

Under-65 Health Insurance

Individual, family, ACA marketplace, private plan, PPO, HMO, dental, and vision guidance.

Marketplace plans
Private plan options
Self-employed coverage
Learn More

Medicare Options

Guidance for Medicare Parts A and B, Advantage plans, supplements, Part D, and enrollment timing.

Turning 65 support
Doctor and prescription review
Annual review help
Learn More

Life Insurance

Protection planning for income replacement, mortgage protection, final expenses, and family security.

Term life
Whole life
Universal life
Learn More

Long-Term Care Planning

Planning tools for future care needs, asset protection, hybrid policies, and long-term care costs.

Home care
Assisted living
Hybrid LTC strategies
Learn More

Annuities & Retirement Income

Fixed, indexed, and income annuity education for predictable retirement income planning.

Fixed annuities
Indexed annuities
Income strategies
Learn More

Supplemental Insurance

Discuss dental, vision, hospital indemnity, cancer, and other supplemental coverage that can support a more complete protection strategy.

Dental and vision
Hospital indemnity
Additional protection reviews
Learn More
Trust & credibility

Why families and Medicare clients work with an independent advisor

The entire website is structured to feel trustworthy, easy to navigate, and centered on clear conversations rather than confusion.

Compare multiple carriers

An independent review helps you compare available insurance companies and plan designs instead of being limited to one carrier approach.

Personalized guidance

Recommendations are shaped around your doctors, prescriptions, budget, protection goals, and retirement timeline.

Education before enrollment

The site is built to educate first so you understand your options before making a coverage decision.

Ongoing support

Get help not only when you enroll, but also when life changes, annual reviews, or future planning questions come up.

How it works

A simple process designed for clarity

Every conversation is built to help visitors move from questions to confident next steps.

Step 1

Schedule a Consultation

Start with a short conversation or quote request so the advisor can understand your situation, timeline, and goals.

Step 2

Review Coverage Options

Compare available insurance options based on doctors, prescriptions, budget, and the type of protection or planning support you need.

Step 3

Receive Personalized Guidance

Get education-first recommendations that explain tradeoffs clearly and help you narrow down the right plan direction.

Step 4

Enroll in the Right Plan

Move forward with a plan that fits your needs and continue getting support when reviews, renewals, or life changes come up later.

Service area

Florida-focused service with multi-state support

We primarily serve Florida residents but are licensed to assist clients in multiple states.

Dunedin and Clearwater

Local guidance for clients who want a personal insurance advisor experience with clear recommendations and ongoing support.

Pinellas County and Tampa Bay

Serving nearby Florida communities with Medicare, health insurance, life insurance, and retirement planning conversations.

Licensed in multiple states

Remote consultations are available for clients in multiple licensed states who want support by phone, email, or scheduled review.

Yana Smith helps clients understand their options, compare plans carefully, and make decisions with more confidence both locally and remotely.
Testimonials

Kind words from clients

Simple, reassuring feedback can help new visitors feel more comfortable taking the next step.

Yana made Medicare feel much less overwhelming. She explained the options clearly and helped me choose coverage that fit my doctors and prescriptions.

Medicare client

We appreciated how easy the health insurance review felt. The conversation was calm, informative, and focused on what actually mattered to our family.

Family coverage client

The guidance felt professional and personal. We were able to compare options without pressure and move forward with confidence.

Retirement planning client

Personalized guidance

Need help narrowing down the right plan?

Connect with Yana for a personalized conversation about enrollment windows, provider access, prescriptions, protection planning, and retirement income questions.

What you can expect

Clear explanations of plan types, timing, and tradeoffs.

Coverage recommendations tailored to your doctors, prescriptions, and budget.

Support for both Medicare and under-65 health insurance questions.

Visit the FAQ